CAHYONO, G. H. Fenomena Startup Fintech dan Implikasinya. Swara Patra : Majalah Ilmiah PPSDM Migas, [S. l.], v. 8, n. 4, p. 44–55, 2018. Disponível em: http://ejurnal.ppsdmmigas.esdm.go.id/sp/index.php/swarapatra/article/view/11. Acesso em: 5 may. 2024.